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This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.
Your unit may be subject to government or third party COVID-19 vaccination requirements. Please consider this before enrolling in this unit, and speak with the unit coordinator if this raises any concerns.
In this unit students will develop the knowledge and skills necessary to identify and evaluate the key factors involved in making sound credit and lending decisions. Study will concentrate firstly on establishing and developing the principles of first way out and second way out. From there, the scope of the unit will be broadened to consider the analysis and reporting of risks associated with the first and second ways out. The unit includes the application of these principles to a series of practical lending situations: corporate customers, project finance, lending to the agricultural sector, and lending to small business.
Students must have passed ECF2226.
On completion of this unit students should be able to:
Students will attend on campus classes as well as engage in learning activities through ECU's LMS
| Joondalup | Mount Lawley | South West (Bunbury) | |
|---|---|---|---|
| Semester 2 | 13 x 2 hour lecture | Not Offered | Not Offered |
| Semester 2 | 13 x 1 hour tutorial | Not Offered | Not Offered |
For more information see the Semester Timetable
Students will engage in learning experiences via ECU’s LMS as well as additional ECU learning technologies
On-campus students attend a weekly two hour lecture and one hour tutorial. Online students will access unit materials via LMS. Regular online access is required. Throughout the unit, case studies are used to illustrate and develop the concepts and principles covered. Case studies also figure prominently in the assessment for the unit. Research has shown that students learn best in situations where they apply their knowledge to practical situations that are relevant to them. So a real effort is made in this unit to make the weekly lectures, tutorial questions and assessment practical. There is a strong focus on practical case studies in tutorials and assessments. The two case study assessments both involve making realistic lending decisions which reflect industry practices and requirements. The case studies, formats and assessments are designed at encouraging students to communicate their arguments and findings in a structured, logical and persuasive manner. The tutorials for on-campus students encourage group discussion and sharing of ideas in arriving at credit decisions. In addition, banking research undertaken by the University's MASRC (Markets and Services Research Centre) is integrated into the unit material to ensure leading edge research informed learning by students.
GS1 GRADING SCHEMA 1 Used for standard coursework units
Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant School Progression Panel.
| Type | Description | Value |
|---|---|---|
| Case Study | Case Study Test | 30% |
| Case Study | Case Study Assignment | 40% |
| Test | Short Essays Test | 30% |
| Type | Description | Value |
|---|---|---|
| Case Study | Case Study Test | 30% |
| Case Study | Case Study Assignment | 40% |
| Test | Short Essays Test | 30% |
For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.
Integrity is a core value at Edith Cowan University, and it is expected that ECU students complete their assessment tasks honestly and with acknowledgement of other people's work. This means that assessment tasks must be completed individually (unless it is an authorised group assessment task) and any sources used must be referenced.
Breaches of academic integrity can include:
Copying the words, ideas or creative works of other people, without referencing in accordance with stated University requirements. Students need to seek approval from the Unit Coordinator within the first week of study if they intend to use some of their previous work in an assessment task (self-plagiarism).
Working with other students and submitting the same or substantially similar work or portions of work when an individual submission was required. This includes students knowingly providing others with copies of their own work to use in the same or similar assessment task(s).
Organising a friend, a family member, another student or an external person or organisation (e.g. through an online website) to complete or substantially edit or refine part or all of an assessment task(s) on their behalf.
Using or having access to unauthorised materials in an exam or test.
Serious outcomes may be imposed if a student is found to have committed one of these breaches, up to and including expulsion from the University for repeated or serious acts.
ECU's policies and more information about academic integrity can be found on the student academic integrity website.
All commencing ECU students are required to complete the Academic Integrity Module.
In some circumstances, Students may apply to their Unit Coordinator to extend the due date of their Assessment Task(s) in accordance with ECU's Assessment, Examination and Moderation Procedures - for more information visit https://askus2.ecu.edu.au/s/article/000001386.
Students may apply for Special Consideration in respect of a final unit grade, where their achievement was affected by Exceptional Circumstances as set out in the Assessment, Examination and Moderation Procedures - for more information visit https://askus2.ecu.edu.au/s/article/000003318.
ECF3310|2|1
This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.
Your unit may be subject to government or third party COVID-19 vaccination requirements. Please consider this before enrolling in this unit, and speak with the unit coordinator if this raises any concerns.
In this unit students will develop the knowledge and skills necessary to identify and evaluate the key factors involved in making sound credit and lending decisions. Study will concentrate firstly on establishing and developing the principles of first way out and second way out. From there, the scope of the unit will be broadened to consider the analysis and reporting of risks associated with the first and second ways out. The unit includes the application of these principles to a series of practical lending situations: corporate customers, project finance, lending to the agricultural sector, and lending to small business.
Students must have passed ECF2226.
On completion of this unit students should be able to:
Students will attend on campus classes as well as engage in learning activities through ECU's LMS
| Joondalup | Mount Lawley | South West (Bunbury) | |
|---|---|---|---|
| Semester 2 | 13 x 2 hour lecture | Not Offered | Not Offered |
| Semester 2 | 13 x 1 hour tutorial | Not Offered | Not Offered |
For more information see the Semester Timetable
Students will engage in learning experiences via ECU’s LMS as well as additional ECU learning technologies
On-campus students attend a weekly two hour lecture and one hour tutorial. Online students will access unit materials via LMS. Regular online access is required. Throughout the unit, case studies are used to illustrate and develop the concepts and principles covered. Case studies also figure prominently in the assessment for the unit. Research has shown that students learn best in situations where they apply their knowledge to practical situations that are relevant to them. So a real effort is made in this unit to make the weekly lectures, tutorial questions and assessment practical. There is a strong focus on practical case studies in tutorials and assessments. The two case study assessments both involve making realistic lending decisions which reflect industry practices and requirements. The case studies, formats and assessments are designed at encouraging students to communicate their arguments and findings in a structured, logical and persuasive manner. The tutorials for on-campus students encourage group discussion and sharing of ideas in arriving at credit decisions. In addition, banking research undertaken by the University's MASRC (Markets and Services Research Centre) is integrated into the unit material to ensure leading edge research informed learning by students.
GS1 GRADING SCHEMA 1 Used for standard coursework units
Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant School Progression Panel.
| Type | Description | Value |
|---|---|---|
| Case Study | Case Study Test | 30% |
| Case Study | Case Study Assignment | 40% |
| Test | Short Essays Test | 30% |
| Type | Description | Value |
|---|---|---|
| Case Study | Case Study Test | 30% |
| Case Study | Case Study Assignment | 40% |
| Test | Short Essays Test | 30% |
For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.
Integrity is a core value at Edith Cowan University, and it is expected that ECU students complete their assessment tasks honestly and with acknowledgement of other people's work. This means that assessment tasks must be completed individually (unless it is an authorised group assessment task) and any sources used must be referenced.
Breaches of academic integrity can include:
Copying the words, ideas or creative works of other people, without referencing in accordance with stated University requirements. Students need to seek approval from the Unit Coordinator within the first week of study if they intend to use some of their previous work in an assessment task (self-plagiarism).
Working with other students and submitting the same or substantially similar work or portions of work when an individual submission was required. This includes students knowingly providing others with copies of their own work to use in the same or similar assessment task(s).
Organising a friend, a family member, another student or an external person or organisation (e.g. through an online website) to complete or substantially edit or refine part or all of an assessment task(s) on their behalf.
Using or having access to unauthorised materials in an exam or test.
Serious outcomes may be imposed if a student is found to have committed one of these breaches, up to and including expulsion from the University for repeated or serious acts.
ECU's policies and more information about academic integrity can be found on the student academic integrity website.
All commencing ECU students are required to complete the Academic Integrity Module.
In some circumstances, Students may apply to their Unit Coordinator to extend the due date of their Assessment Task(s) in accordance with ECU's Assessment, Examination and Moderation Procedures - for more information visit https://askus2.ecu.edu.au/s/article/000001386.
Students may apply for Special Consideration in respect of a final unit grade, where their achievement was affected by Exceptional Circumstances as set out in the Assessment, Examination and Moderation Procedures - for more information visit https://askus2.ecu.edu.au/s/article/000003318.
ECF3310|2|2