School: Business and Law

This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.

  • Unit Title

    Financial Institutions Management
  • Unit Code

    ECF3312
  • Year

    2019
  • Enrolment Period

    1
  • Version

    3
  • Credit Points

    15
  • Full Year Unit

    N
  • Mode of Delivery

    On Campus
    Online
  • Unit Coordinator

    Dr Tonmoy CHOUDHURY

Description

The objective of this unit is to give students both a conceptual and a practical understanding of some of the major risk-return tradeoffs involved in managing a financial institution's balance sheet. Four main risks are covered in the course: capital risk, interest rate risk, credit risk and liquidity risk. The regulations of the Australian Prudential Regulation Authority and the way that they influence these risk-return tradeoffs form a major theme of this course.

Prerequisite Rule

Students must have passed ECF2226

Learning Outcomes

On completion of this unit students should be able to:

  1. Explain what makes the financial statements and operations of financial institutions special.
  2. Evaluate the risk, the risk-return trade-off and the impact of prudential regulations for capital, liquidity, credit and interest rates for financial institutions.
  3. Analyse and effectively communicate the differences and similarities between financial institutions in the way they manage their risks.
  4. Propose creative ideas for improving the risk management and risk-return trade-off of financial institutions.
  5. Compare securitisation methods used by financial institutions.

Unit Content

  1. Introduction to financial institutions.
  2. The special nature of financial institutions.
  3. Capital risk.
  4. Liquidity risk.
  5. Credit Risk.
  6. Interest rate risk.
  7. Securitisation.

Learning Experience

ON-CAMPUS

Students will attend on campus classes as well as engage in learning activities through ECU Blackboard.

JoondalupMount LawleySouth West (Bunbury)
Semester 213 x 2 hour lectureNot OfferedNot Offered
Semester 213 x 1 hour tutorialNot OfferedNot Offered

For more information see the Semester Timetable

ONLINE

Students will engage in learning experiences through ECU Blackboard as well as additional ECU learning technologies.

Additional Learning Experience Information

On-campus students attend a weekly two hour lecture and one hour tutorial. Online students will be supplied with unit materials and access via Blackboard. Regular online access is required.

Assessment

GS1 GRADING SCHEMA 1 Used for standard coursework units

Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant Board of Examiners.

ON CAMPUS
TypeDescriptionValue
AssignmentAssignment (2 parts)50%
ExaminationFinal Examination50%
ONLINE
TypeDescriptionValue
AssignmentAssignment (2 parts)50%
ExaminationFinal Examination50%

Disability Standards for Education (Commonwealth 2005)

For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.

Academic Misconduct

Edith Cowan University has firm rules governing academic misconduct and there are substantial penalties that can be applied to students who are found in breach of these rules. Academic misconduct includes, but is not limited to:

  • plagiarism;
  • unauthorised collaboration;
  • cheating in examinations;
  • theft of other students' work;

Additionally, any material submitted for assessment purposes must be work that has not been submitted previously, by any person, for any other unit at ECU or elsewhere.

The ECU rules and policies governing all academic activities, including misconduct, can be accessed through the ECU website.

ECF3312|3|1

School: Business and Law

This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.

  • Unit Title

    Financial Institutions Management
  • Unit Code

    ECF3312
  • Year

    2019
  • Enrolment Period

    2
  • Version

    3
  • Credit Points

    15
  • Full Year Unit

    N
  • Mode of Delivery

    On Campus
    Online
  • Unit Coordinator

    Dr Tonmoy CHOUDHURY

Description

The objective of this unit is to give students both a conceptual and a practical understanding of some of the major risk-return tradeoffs involved in managing a financial institution's balance sheet. Four main risks are covered in the course: capital risk, interest rate risk, credit risk and liquidity risk. The regulations of the Australian Prudential Regulation Authority and the way that they influence these risk-return tradeoffs form a major theme of this course.

Prerequisite Rule

Students must have passed ECF2226

Learning Outcomes

On completion of this unit students should be able to:

  1. Explain what makes the financial statements and operations of financial institutions special.
  2. Evaluate the risk, the risk-return trade-off and the impact of prudential regulations for capital, liquidity, credit and interest rates for financial institutions.
  3. Analyse and effectively communicate the differences and similarities between financial institutions in the way they manage their risks.
  4. Propose creative ideas for improving the risk management and risk-return trade-off of financial institutions.
  5. Compare securitisation methods used by financial institutions.

Unit Content

  1. Introduction to financial institutions.
  2. The special nature of financial institutions.
  3. Capital risk.
  4. Liquidity risk.
  5. Credit Risk.
  6. Interest rate risk.
  7. Securitisation.

Learning Experience

ON-CAMPUS

Students will attend on campus classes as well as engage in learning activities through ECU Blackboard.

JoondalupMount LawleySouth West (Bunbury)
Semester 213 x 2 hour lectureNot OfferedNot Offered
Semester 213 x 1 hour tutorialNot OfferedNot Offered

For more information see the Semester Timetable

ONLINE

Students will engage in learning experiences through ECU Blackboard as well as additional ECU learning technologies.

Additional Learning Experience Information

On-campus students attend a weekly two hour lecture and one hour tutorial. Online students will be supplied with unit materials and access via Blackboard. Regular online access is required.

Assessment

GS1 GRADING SCHEMA 1 Used for standard coursework units

Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant Board of Examiners.

ON CAMPUS
TypeDescriptionValue
AssignmentAssignment (2 parts)50%
ExaminationFinal Examination50%
ONLINE
TypeDescriptionValue
AssignmentAssignment (2 parts)50%
ExaminationFinal Examination50%

Disability Standards for Education (Commonwealth 2005)

For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.

Academic Misconduct

Edith Cowan University has firm rules governing academic misconduct and there are substantial penalties that can be applied to students who are found in breach of these rules. Academic misconduct includes, but is not limited to:

  • plagiarism;
  • unauthorised collaboration;
  • cheating in examinations;
  • theft of other students' work;

Additionally, any material submitted for assessment purposes must be work that has not been submitted previously, by any person, for any other unit at ECU or elsewhere.

The ECU rules and policies governing all academic activities, including misconduct, can be accessed through the ECU website.

ECF3312|3|2